Health and dental insurance
The student health and dental plan is provided through the Ontario Tech Student Union (OTSU) and is available for all full-time domestic students. If you have other coverage, you can use the student insurance in co-ordination with your current plan to increase coverage, or you can opt-out of the health and dental portion of the plan. Health and dental ancillary fees, MyVirtualDoctor and the Legal Protection Program are the only fees you can opt out of—all other ancillary fees are compulsory.
If you are opting out, you must meet the following deadlines to be eligible for the refund:
- The deadline for all fees, which must be paid in full to your tuition account—including your health and dental fee.
- The deadline to opt out of the health and dental plan online.
You have the following opt-out or opt-in options:
- Health plan only
Dental plan only- Both health and dental
Learn more by visiting the OTSU Student Health and Wellness page.
Important information and deadlines
-
I am starting in Fall 2025
Item
Total fee
Opt-out or opt-in deadline
Tuition fee deadline
Health and dental
$305.00
Tuesday, September 30
Monday, September 15 Health only
$174.04
Tuesday, September 30
Monday, September 15 Dental only $130.96 Tuesday, September 30 Monday, September 15 -
I am starting in Winter 2026
Item
Total fee
Opt-out or opt-in deadline
Tuition fee deadline
Health and dental
$247
January 30, 2026
January 23, 2026 Health only
$116.04
January 30, 2026
January 23, 2026 Dental only $130.96 January 30, 2026 January 23, 2026 -
I am starting in Spring/Summer 2026
Item
Total fee
Opt-out or opt-in deadline
Tuition fee deadline
Health and dental
$188.97
May 30, 2026
May 15, 2026 Health only
$58.01
May 30, 2026
May 15, 2026 Dental only $130.96 May 30, 2026 May 15, 2026